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The Costs of Buying a House is More than the Price of the House! in 2026
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The Costs of Buying a House is More than the Price of the House! in 2026

The process of buying and selling a house is complex and requires a lot of…
purbeck1gazetteDecember 8, 2025May 18, 2026

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Buying your home instead of renting

Ever wondered, as a tenant if you could afford to buy your own home? There are schemes available for you as a tenant that will allow you eventually to purchase a home of your choice.

In the long term buying a home can work out much better financially that simply paying rent each month. A £100,000 house today may be worth £250,000, or more, in 20 years time which would give you a nice nest egg. The downside of course is all those pesky repair bills and maintenance issues that your landlord looks after right now.. But its worth considering. Whats available?

 

As a Social Council Tenant

If you are a council tenant, you may be able to buy the home you rent from your council at a discount under the Right to Buy scheme. The Right to Buy scheme helps social tenants buy their council home, and, at quite a discount. Further reading under the right to buy will help you find out if you can buy your home through the scheme and what discount you could get.

As a Private Tenant

As a non-council tenant, the concept of rent to buy is an opportunity to buy a property, firstly by taking out a tenancy and then, the big draw is that if you do proceed to a sale, you will have the rent you paid returned in most cases, and you can then add this to your deposit.

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